Money Manifest

Debt Consolidation Risks

Debt Consolidation 101 $19 No Synopsis Available

Do It Yourself Debt Consolidation $19.49 No Synopsis Available

Crushing Debt $19.95 As the majority of Canadians are now spending much more than they make, their debt levels are reaching crisis proportions. Excluding mortgage debt, the average Canadian owes over $25,000 in consumer debt, which poses massive risks not only for the individuals carrying that financial load, but for our entire financial system. In Crushing Debt , bestselling author David Trahair ( Enough Bull) warns Canadians that consumer debt is becoming an urgent problem but one that can be solved. Trahair clearly outlines the evils of debt and how easy it is for debt to spiral out of control with examples of real-life stories of debt disasters. If you are a Canadian who is already struggling with debt, Crushing Debt will motivate you to face your financial problems and will show you step-by-step the most appropriate solution to getting out of your personal debt hell. Filled with proven advice, Crushing Debt is a call to action on an urgent and debilitating problem for far too many Canadians.

Sovereign Debt $95 An intelligent analysis of the dangers, opportunities, and consequences of global sovereign debt Sovereign debt is growing internationally at a terrifying rate, as nations seek to prop up their collapsing economies. One only needs to look at the sovereign risk pressures faced by Greece, Spain, and Ireland to get an idea of how big this problem has become. Understanding this dilemma is now more important than ever, that’s why Robert Kolb has compiled Sovereign Debt . With this book as your guide, you’ll gain a better perspective on the essential issues surrounding sovereign debt and default through discussions of national defaults, systemic risk, associated costs, and much more. Historical studies are also included to provide a realistic framework of reference. Contains up-to-date research and analysis on sovereign debt from today’s leading practitioners and academics Details the dangers of defaults and their associated systemic risks Explores the past, present, and future of sovereign debt The repercussions of a national default are all-encompassing as global markets are intricately interwoven in the modern world. Sovereign Debt examines what it will take to overcome the challenges of this market and how you can deal with the uncertainty surrounding it.

The Risks of Financial Institutions $39 Until about twenty years ago, the consensus view on the cause of financial-system distress was fairly simple: a run on one bank could easily turn to a panic involving runs on all banks, destroying some and disrupting the financial system.  Since then, however, a series of events—such as emerging-market debt crises, bond-market meltdowns, and the Long-Term Capital Management episode—has forced a rethinking of the risks facing financial institutions and the tools available to measure and manage these risks. The Risks of Financial Institutions examines the various risks affecting financial institutions and explores a variety of methods to help institutions and regulators more accurately measure and forecast risk. The contributors–from academic institutions, regulatory organizations, and banking–bring a wide range of perspectives and experience to the issue. The result is a volume that points a way forward to greater financial stability and better risk management of financial institutions.

Searching for Assistance From Christian Debt Counseling Services

The number of Christians who are facing personal bankruptcy or foreclosure are at an all-time high. We could site many causes of this but the number one reason is out of control spending. We know there are also circumstances we have no control over such as an unforeseen sickness or a death in the family or a job layoff. This is when it is a wise decision to explore Christian debt counseling.

Christian credit counseling is there for those individuals who desire the assistance of advisers who sincerely want to help. They are trained to help you get out of debt and pay off the bills that have been mounting up and get your finances heading in the right direction.

Some of us have never considered setting up a budget plan or even know what one is. Budgets help you see clearly where your money is being spent. It allows you control the flow of money going out and to make changes where necessary. It will also allow you to pay off all that accumulated debt faster. A Christian debt counseling service can help you with that

We all enjoy living in a comfortable lifestyle but it should not include going into debt over our heads. We all are familiar with the MasterCard commercial “some things require money… for everything else there is MasterCard.” Believing in that line is how we have gotten into our current economic condition. A sensible budget will help build towards a better tomorrow.

Christian debt management services will advise you if you’re living within or above your means. Before the widespread use of credit cards, it was easy to see if you were living within your means because you had money left over after paying all your bills. The use of credit cards has made this much less obvious. The best advice you will receive will be to stop using your credit cards.

Seeking God’s help and prayerfully asking for His ways to correct our bad spending habits is the next piece of advice. Putting Him first in our lives will help us to be more aware of our everyday spending. Look for ways to save money each day. Pray before your next purchase and the Lord will give you a gentle nudge in the right direction. Doing little things such as brown bagging it and resisting the urge to stop for that double mocha decaf could cut $100 from flying out the window each month.

The bottom line is to be satisfied with what you have. We do not have to have the latest model car, that new Jacuzzi tub, or a high tech kitchen. In Paul’s letter to Timothy he says; “Godliness with contentment is great gain.” …. “And having food and clothing, with these we shall be content. But those who desire to be rich fall into temptation and a snare, and into many foolish and harmful lusts which drown men in destruction and perdition.”

I Timothy 6: 8-9