Money Manifest

Debt Consolidation Plans

Debt Consolidation 101 $19 No Synopsis Available

Do It Yourself Debt Consolidation $19.49 No Synopsis Available

The Debt $5.82 After eighteen years inside, Johnny Frank is coming out of jail with just one thing on his mind, to kill the man who put him there. But his plans soon go dramatically awry. As his past returns to haunt him, a vicious murder and kidnap force him back on the streets of London. He could choose simply to disappear — if it weren’t for Simone. Through her marriage to Reggie Kray, the author has a unique insight into the inner conflicts of a long-term prisoner, and just as Roberta’s life was irrevocably changed by meeting Reg, so Simone’s will never be the same again after she enters Johnny’s dangerous and unpredictable universe. Praise for Roberta Kray: ‘Well into Martina Cole territory, Roberta Kray’s first novel gets under the skin of the London underworld with no problem’ — Independent ‘Action, intrigue and a character-driven plot are delivered in well-written style, sure to please any crime fiction fans’ — Woman ‘You might expect a crime novel written by the widow of Reg Kray would be tough — and it is. Recommend this to fans of Ian Rankin’ — Booklist ‘The Debt convinces on every page — not only about the gangster world but also as a portrait of a woman whose life has been changed by forces beyond her control’ — Chicago Tribune

Graduation Debt $14.99 Graduation Debt is different from the competition because it provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Yet, it’s completely positive. The focus is less on sacrifice and more on not wasting money, so readers can live better lives while paying off debt. The book’s content is divided into small subsections geared toward those neck-deep in student debt. The brevity of each section makes the book digestible to those who aren’t inclined to focus on their finances. Readers are encouraged to take action steps such as finding long lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios that’s needed to buy a home, discussing their student loan and non-student loan debt with their significant others. By the end of the book readers will be on the road to managing all their debt and having extra money for vacations and other fun stuff, too.

Debt Consolidation – 129 World Class Expert Facts, Hints, Tips and Advice – the Top Rated Ways to Find the Debt Consolidation Opportunities You’re Looking for $19.49 No Synopsis Available

The Total Money Makeover: A Proven Plan for Financial Fitness $4.57 The success stories speak for themselves in this book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matte…

Creating Value Through Corporate Restructuring: Case Studies in Bankruptcies, Buyouts, and Breakups $26.99 A collection of case studies illustrates real-world techniques, implementation, and strategies on corporate restructuringOver the period 1981-1998, public companies with combined assets of over half a trillion dollars filed for Chapter 11 bankruptcy. Over the same period, over 400 public companies underwent corporate spin-offs, divesting businesses valued at more than $250 billion. Each of these c…

How to Get Out of Debt: Use a Budget to Avoid, Eliminate or Manage Debt $7.00 This is a concise, practical manual that covers all of the points and concepts that you need to get out of, avoid and manage debt by using budgeting as the basis for mastering your household finances.This is the first of a projected “Household Finance Mastery” series of three books relating debt, credit and wealth building. The second book will be available in February, 2010.The author, Alice Bita…

Credit Card Debt And Excessive Debt and Credit Problems

Most people advocate the case of credit cards, quoting the benefits and convenience that arises from them. However, there is another group/line-of-thought that strongly opposes credit cards. The reason being ‘Excessive Credit Card Debt’, which is one of the most serious problems faced by the credit card holders and credit card industry. However, you can’t pull the shutters on the credit card industry just because of a few irresponsible people (or even if it’s more than few). That is not a solution for beating excessive credit card debt. Moreover, you can’t overlook the benefits associated with the credit cards.

The issue of excessive debt can be looked at from 2 angles. First is addressing of the extreme debt problem at the industry level and second is the addressing of the excessive credit card debt problem at the individual’s level i.e. at the credit card holder level. The first method involves increasing awareness of the excessive Credit Card Debt problem to the masses. This is more or less being done currently too. However, there should also be an effort to tackle this problem of excessive credit card debt at an even deeper level. This means trying to devise a mechanism to nip the problem (of excessive credit card debt) in the bud. This mechanism should actually be a part of the overall system. A lot of thought needs to go into devising such a mechanism. Case studies should be taken up, statistics gathered and a proper forum formed (with representatives from the credit card holders and from the credit card suppliers). As of now, the credit card suppliers just seem to be engaged in coming out with new products and getting customers enrolled to those products. There is little attention paid towards addressing the problem of excessive credit card debt in the real sense. Something like attending mandatory seminars on the root causes of excessive credit card debt could be made part of the credit card application process. Another way of dealing with the problem of excessive credit card debt could be: developing a system for calculation of applicable credit card limit at the individual level i.e. no standard/product-based credit limits. Then there could be mechanisms for proactively warning the users about excessive credit card debt (based on their credit card usage) or even imposition of early restrictions on noticing the first signs that lead to excessive credit card debt At the individual’s level, the treatment of the problem of excessive credit card debt would include following of best practices (on credit card usage and avoidance of excessive credit card debt) by the individuals themselves. A checklist or a set of questions could be provided to individuals for recognising the first signs of excessive credit card debt.

So, the problem of excessive credit card debt or Credit Debt can surely be dealt with by putting together some serious thinking at a broader level together with discipline at the individual’s level.